News & Features Home

Prevent coverage gaps with regular calls to your insurance agent

Prevent coverage gaps with regular calls to your insurance agent

It’s easy to get caught up in the excitement of monumental life events like purchasing a new home, starting or expanding a business, or watching your family grow.

Considering your insurance needs during these events usually is of least concern in the moment, but it’s important to notify your Farm Bureau agent when they occur.

Contacting your insurance agent can help ensure your family, business and personal property are appropriately covered, and regular policy reviews can help identify coverage gaps that could otherwise result in a substantial loss.

There are many good reasons to call your Farm Bureau insurance agent, most of which can help you save money. Here are a few, courtesy of Virginia Farm Bureau Mutual Insurance Co. experts:

“Anytime you buy or sell a vehicle, or anytime you have a new driver in your household, it’s important to call your agent to make sure your policy is up-to-date, and that you have adequate coverage for every driver and vehicle.” – Anne Baskette, Director of Claims Administration

“If you’ve decided to expand a farming operation beyond traditional activities like raising animals and raising crops to include agritourism ventures, you need to make sure your agent is aware of those changes.” – Scott DeNoon, Farm Product and Underwriting Manager

“Whenever there’s an auto accident or any type of loss that involves damage or an injury, those incidents should be reported to your agent right away.” – Laurie Gannon, Vice President of Claims

“When a customer experiences any change to their homeowner policies, such as purchasing a new home or property or remodeling existing property, their first call should be to their agent to ensure these coverage changes are addressed.” – Gerald Gardner, Director of Sales

“One of the best reasons to reach out to your insurance agent is to ensure they are current with any life changes that have occurred to the lives of your family. Having insurance protections to meet the growing needs of your family can help save everyone from heartache down the road.” – Barry Light, Senior Product Development Manager

“If you’re a business owner, and you’re moving from a business being tied to an individual to establishing a corporation or limited partnership, it’s important to contact your agent to discuss coverage options for your business.” – Sam Rooks, Vice President of Underwriting and Policy Services

“Policyholders should contact their agent at least once a year to schedule a full coverage review. For business owners, a review will address any potential gaps in coverage as your business operations expand.” – Lisa Whitus, Personal and Commercial Lines Underwriting Manager